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How to Check Your PF Balance: Missed Call, SMS, Passbook and UMANG (2026)

Check your EPF balance in seconds: missed call 9966044425, SMS EPFOHO UAN to 7738299899, the online passbook or UMANG. What you need and fixes if it doesn't work.

How much is in your PF? Check PF balance by missed call 9966044425, SMS, passbook or UMANG

4 ways to check your PF balance

  • Missed call: 9966044425 from your registered mobile — free, no internet needed.
  • SMS: send EPFOHO UAN to 7738299899.
  • Online passbook: the official EPFO Member Passbook portal with your UAN.
  • UMANG app: the government’s app with EPFO services.

Your Employees’ Provident Fund (EPF) is one of your biggest savings, but most people only check it when they change jobs. You can see your balance any time — even from a basic phone without internet. Here are all four official ways, what you need for each, and what to do if your balance isn’t showing.

📱 Prefer a quick visual guide? All 4 ways in 9 swipes: PF Balance Web Story →

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Before you start: what you need

  • Your UAN (Universal Account Number), the 12-digit number on your salary slip or from your employer.
  • Your mobile number activated with your UAN on EPFO’s portal.
  • At least one KYC linked to your UAN: bank account, Aadhaar or PAN. Without it, the missed call and SMS services won’t show your balance.

Method 1: Missed call (fastest, no internet)

  1. From the mobile number registered with your UAN, give a missed call to 9966044425.
  2. The call disconnects automatically after two rings. There is no charge.
  3. You receive an SMS with your last PF contribution and PF balance.

Method 2: SMS

  1. From your registered mobile, type EPFOHO UAN and send it to 7738299899.
  2. You get an SMS with your last contribution, balance and KYC details.

Want the reply in your language? Add the first three letters of the language after UAN. For example, EPFOHO UAN HIN for Hindi or EPFOHO UAN TEL for Telugu. English is the default.

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Method 3: Online EPF passbook

  1. Open the official EPFO Member Passbook portal (passbook.epfindia.gov.in).
  2. Log in with your UAN and password, and complete the verification shown on screen.
  3. Select your Member ID (one for each employer) to view the passbook with month-by-month contributions and interest.

Tip: if you have worked for more than one employer, each job has its own Member ID. Check that all are linked to your one UAN.

Method 4: UMANG app

The government’s UMANG app includes EPFO services, so you can view your passbook on your phone. Download it only from the official Play Store or App Store listing.

Balance not showing? Common problems

ProblemFix
No SMS after missed call / SMSUse the mobile number activated with your UAN, and make sure bank, Aadhaar or PAN is linked to your UAN.
UAN not activatedActivate it on EPFO’s Unified Member Portal, or ask your employer for help.
Passbook shows an old employer onlyYour old and new Member IDs may not be linked. Check with your employer or EPFO.
Latest month missingContributions appear after your employer deposits them, so there can be a delay.

Beware of fake “EPFO” calls

EPFO says it never calls members asking for personal details, OTPs or payments. Don’t pay anyone who calls claiming to “release” your PF. Official EPFO helpline: 1800118005. If you are cheated, call the cyber fraud helpline 1930.

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Frequently asked questions

What is the missed call number to check PF balance?

9966044425. Call from the mobile number registered with your UAN. It is free.

What is the SMS format to check PF balance?

Send EPFOHO UAN to 7738299899. Add a language code (like HIN) at the end for a reply in that language.

Can I check my PF balance without UAN?

The missed call and SMS services work from your registered mobile number, which must be activated with your UAN. For the online passbook you need your UAN to log in.

Why doesn’t my balance show after a missed call?

The service needs your mobile number activated with your UAN and at least one KYC (bank account, Aadhaar or PAN) linked.

Is checking PF balance free?

Yes. The missed call has no charge. Normal SMS charges from your mobile operator may apply for the SMS method.

📱 Share this with colleagues: All 4 ways in 9 swipes: PF Balance Web Story →

Official links

Numbers and steps checked against EPFO’s official website and documents in October 2026.

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Sanjay Mali is the founder and editor of Nexgen Headlines. He covers Indian news, business, money, technology and sport, with a focus on clear, accurate explainers that help readers act on the news.

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